🔒 Closed Akulaku

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5656

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I got my pocophone f1 from Akulaku last Dec 30. Original and sealed ang dineliver sa kin. Sa mga di nakakaalam, ang Akulaku ay parang home credit, but mas mababa ang interest.

PROS:
1. Original items
2. Lower interest (minsan may 0%)
3. Easy application
4. Purely online ang transactions thru app
5. Secured since register sila sa SEC.
6. Easy payment thru Gcash
7. Lower downpayment (depende sa credit limit na ibibigay sayo). Pero kumpara sa Home Credit, mas mababa interest nila.

CONS
1. Disadvantage pag sa provinces. Pinapasa ng "courier" nila sa other local courier like LBC. Minsan nalolost parcel pa.
2. Downpayment first.
3. Unrealiable customer service (di sumasagot)
4. No toll-free hotline
5. Matagal delivery kapag nasa ibang lugar other than Metro Manila
6. Namba-block sa facebook
7. Walang physical receipt ang item. Ang invoice ay thru email.


First repayment ko this Jan 15. Maganda service nila sa akin at sa ibang customer na taga Manila. Most cons ay based sa reklamo ng ibang customer na taga province.

PS. Di ko alam kung saan ilalagay to. Patransfer na lang po admin.

Attached ko current promo nila. Siyempre, bida favorite phone ko ngayon haha.
 

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Pag nakachamba kayo na 25k credit limit, swak na 3k downpayment. Tip ko lang sa payslips, medyo lakihan niyo. Gawa-gawa ko lang yung sakin eh. Pero legit na may work ako.
 
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