Cash is king unless merong credits pag gumamit ka ng other mode of payment like credit card.
Kaya gusto ng majority ng company ng utang lang kasi malakas income nila sa interest, per annum kasi yan sila nagsusuma ng income nila at hinahati sa stockholders, kaya more utang, more income.
Kung may cash ka, cash mu na. Pero kung may credit card ka tapos may points kung ipurchase using that at wala naman ibang fees, credit card kana.