First of all, lahat ng tao sa online wala silang kinatatakutan kasi di mo sila nakikita or kayang hawakan.
So yung pagbabanta na ipopost ka or something isnt gonna stop with even sending them money.
Reality of what you can do is stop them from reaching your number (block them) -> this way you...
I dont think you need to buy a new eSIM just to use this service. But to convert Physical Sim to ESIM is kinda tricky.
Meron jan mga "eSIM app" from thrid party providers but you will get new number on this method, meron din "telecom eSIM" that came from telecom companies in PH which dito tayo...
I would recommend PNB Ze-Lo Mastercard kung gusto mo pinakamadali maapproved.
Pero kasi sa Pinas ang need ng banks is may stable source ng income so kung every month naman may constant na pasok ng pera sa bank, hindi ka mahihirapan maapprove kahit anong bank pa applyan mo boss.