mahirap mag apply ng cc kung walang stable proof of income, (payslips, employment contract with indicated salary), so ang suggested is yung tinatawag na SCC or Secured Credit Card, which is mag dedeposit ka sa kanila ng specific amount, (ex. 20,000php). pwede ka mag apply ng SCC na tinatawag, and hindi mo magagalaw yang pera mo, pero bibigyan ka nila ng CC, na ang credit limit is 80% nung dineposit mo, so may CL na 16,000php if ang deposited is 20k.
pwede siya gawin as proof lang na eligible ka magka cc, to gain trust din sa bank, if ginamit mo siya wisely, after few months mag eemail si bank na eligible ka na kahit walang security deposit na cc. Build your own credit lang talaga.