i just want to add...
actually you can observe like kunwari meron kang mga magulang na ng retire at the age of 60. do they really enjoy their retirement for themselves? physically they are tired. though may pension ka nga and you did make the best of your time with your family while you are still working.
what if you retire at the age of 40 or 50. syempre mas masigla ka pa. may pension ka din at ipon kc you have better salary. and also you have 10-20 years not just quality time but full time for your family. just cents of advise po.
actually you can observe like kunwari meron kang mga magulang na ng retire at the age of 60. do they really enjoy their retirement for themselves? physically they are tired. though may pension ka nga and you did make the best of your time with your family while you are still working.
what if you retire at the age of 40 or 50. syempre mas masigla ka pa. may pension ka din at ipon kc you have better salary. and also you have 10-20 years not just quality time but full time for your family. just cents of advise po.