PH
During severe weather or extended power and network interruptions, electronic payments and ATMs may not always be immediately available.
A modest emergency cash reserve in smaller denominations can be more practical than having only large bills when stores have limited change.
Keep it securely with emergency supplies rather than as everyday spending money.
The amount should simply reflect your household's realistic short-term needs.
Digital payments are convenient, but an emergency backup doesn't need a signal or battery.
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