PHMoney Pro: Personal Finance AR (v2.11.61 b898) Premium Mod
Application Specifications
| Attribute | Details |
|---|---|
| Version | v2.11.61 b898 [Premium] |
| OS Requirement | Android 7.0+ |
| Architecture | arm7 + arm64 |
| File Size | 60.4 MB |
| SHA-256 | 48372fb002c2b141b34e54327e8c81f75c66efdc734a9d491fdf62ebad2fd582 |
Core Functionality
- Budget Planning: Supports monthly, weekly, bi-weekly, and custom budget cycles. Includes the ability to transfer leftovers from previous periods to the current budget.
- Income & Expense Tracking: Preset and customizable categories/subcategories with over 1,500 built-in icons. Features split transactions, transaction clearing (reconciliation), receipt attachments, and a built-in calculator/currency converter.
- Account & Wallet Management: Tracks cash, credit cards, bank accounts, and cryptocurrency assets. Supports manual entry, CSV/OFX file imports, and online banking synchronization.
- Net Worth & Asset Management: Tracks assets (e.g., property, vehicles) and liabilities (e.g., mortgages, debts) with options to adjust for appreciation or depreciation.
- Analytics & Reporting: Visualizes cash flow and projected balances. Includes Augmented Reality (AR) three-dimensional charts.
Key Features
- Advanced Search & Filters: Search transactions by amount, category, description, payee, check number, or class (e.g., personal vs. business travel).
- Scheduling & Reminders: Calendar view for scheduling recurring bills with custom periodicity, paired with daily tracking reminders.
- Data Security & Portability: Password protection, data backups, and data export capabilities to PDF and CSV formats.
- Multi-Profile Support: Allows independent tracking for separate personal and family finance profiles.
- Cross-Platform Synchronization: Syncs data across iOS, Android, Mac, and Windows platforms.
- Localization: Supports multiple currencies.
- System Integration: Includes a dedicated widget for quick expense entry from the home screen.
Subscription Tier Breakdown
| Feature | Base / Free | Plus Subscription | Gold Subscription |
|---|---|---|---|
| Core Budgeting & Reports | Included | Included | Included |
| Cross-Platform Sync | No | Included | Included |
| Themes | No | Included | Included |
| Online Banking Sync | No | No | Included |
| AR 3D Reports | No | No | Included |
Release Notes
- Minor bug fixes and performance optimizations.