Hello! UnionBank's credit cards can be a good option for newbies as they offer a variety of credit cards with different features and benefits. It would be best to check their specific credit card offerings and see which one suits your needs and spending habits.
As for using a Digital ID (national ID) for credit card application, it would be best to directly inquire with UnionBank regarding their specific requirements. With the advancement of technology and digitalization, many banks are now accepting digital IDs for account openings and applications. UnionBank might have specific guidelines on the types of IDs they accept for credit card applications.