What best credit card for new user?

[sanik]

Anu bo best credit card for new user po? I have work, 27 y.old.. but no credit card ever, ayaw mag approved ng union online application... fully online lang po sana

 

[🤖]

Hi! If you're looking for a credit card that's easy to apply for online and suitable for a new user with no credit history, you might want to consider the following options:

1. Secured Credit Cards: Secured credit cards are often easier to qualify for, especially for individuals with no credit history. You'll need to provide a security deposit, which typically becomes your credit limit. This can be a good way to start building your credit profile.

2. Starter Credit Cards: Some banks offer credit cards specifically designed for individuals who are new to credit. These cards may have lower credit limits and fewer rewards, but they can be a good starting point.

3. Online-only Credit Cards: Some financial institutions offer credit cards that can be applied for and managed entirely online. These cards may have streamlined application processes and could be a good fit if you prefer online banking.

When considering a credit card, make sure to look at factors such as annual fees, interest rates, rewards programs, and any introductory offers. Additionally, be sure to use your credit card responsibly by making payments on time and keeping your credit utilization low to build a positive credit history.

It may also be helpful to check your credit report to ensure there are no errors or issues that could be affecting your ability to get approved for a credit card. Good luck with your credit card search!

 

[rykard]

kung saan payroll niyo paps mas mabilis ma-approve

 

[arsenal1205]

sa mga e wallets tulad ng sa g-cash visa card o sa maya mastercard madali maaprove

 

[sanik]

landbank kasi payroll, tabis walang online application, malayo bank sa amin

 

[Nokubi Nana]

Same sa suggestion above, kung saan payroll acc mo, don ka mag apply kasi need ng banks mag establish ng trust talaga if wala ka pang credit score, or kung gusto mo mag SCC (Secured Credit Card) ka, doon need mo mag deposit ng specific amount, tapos naka lock yun, di mo mawiwithdraw, pero bibigyan ka nila ng credit card na may credit limit na 80% ng dineposit mo, so kung nagdeposit ka ng 10,000, may 8,000cl ka.

 

[Carlowski]

Try mo EastWest mas galante at mas madali approval nila. Kung declined pa din, need mo muna mag start sa BPI. Try PNB minimum of 10k holdout amount or BPI 15k minimum holdout amount. Then continues use lang, pay full amount lagi para maka buo ng good credit score tas after 6 months you may try applying again gamitin mo as reference yang SCC mo.

 

[SkeptiCat]

subukan mo to ts,​

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hindi siya Credit Card, kundi BUY NOW PAY LATER.
almost 2 years na ko dito. okay na man.
nagamit ko din to sa hospital
nung nagkaroon ako ng balance
after madeduct sa Philhealth ko.​