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More specifically, Lazaro-Javier pointed out that PhilHealth has prioritized investments over program benefits and lower member contributions, while also applying a different internal interpretation of the term “excess reserve funds.” “So, what I am made to understand now is that PhilHealth is not exactly complying with Section 11. That your investment comes from all sources. And then you prioritize investment over the programs that will increase its benefits to the beneficiaries and decrease the amount of members’ contributions. That is what I gathered from your statement,” Lazaro-Javier said during the four-hour-long oral arguments.
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