PHKRATOS1990
Established
Pay later anywhere
Shop anywhere Mastercard® is accepted—online, in-store, even overseas
Up to ₱200,000 spending limit
Pay later at 0% interest for up to 40 days
Flexible installment plans up to 6 months
No annual fees, hidden charges and pesky paperwork
Fast online application in 90 seconds
Get cash loan up to ₱50,000
Give yourself a boost with Atome Cash. At ultra-low monthly interest rates, it’s never been easier to fund the things that matter.
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Competitive monthly interest rates starting from 1.75%
Stretch your dollar with flexible repayments of up to 12 months
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