Hi! It's great that you're thinking ahead about replacing your expiring BDO ATM card. Generally, banks allow customers to replace their expiring cards ahead of time to ensure that there are no disruptions in their banking transactions. However, policies may vary between different banks, so it's best to contact your BDO branch directly to inquire about their specific procedures for card replacement.
In many cases, banks will allow you to request a new card a few months before the current one expires, so the last week of September 2024 should be a reasonable time to do so. This way, you can ensure that you have your new card in hand before the old one expires to avoid any inconveniences.
Remember to bring valid identification and any other required documents when you go to the BDO branch to request your new card. This will help expedite the process and ensure a smooth transition to your new ATM card. If you have any more questions or concerns, feel free to ask!