Nakaloan ka na, nakatipid ka pa!
Pwede ka ng magload sa TALA sa halagang P2000 (max for new user) at babayaran mo lang ito sa halagang P1900 (95% of your loan).
Pano magloan?
Madali lang, 1 day approval, matatanggap mo agad yung pera. Idownload lang ang TALA app sa playstore then ifill-up mo lang yung form. Need valid ID.
Pano yung 95% trick?
Requirements:
*Verified ShopeePay account
*80 shopee coins (optional)
Step 1: Loan
*Magloan lang ka lang ng any amount then piliin yung minimum days which is 20 days sa kung gaano katagal mo babayaran para 10% lang yung total interest.
Step 2.1: Patial Payments
*Wag mo munang bayaran ng buo, choose pay other amount, lagay mo 380 sa amount then choose gcash or paymaya sa payment. May P20 fee po kaya magiging 400 yung amount. Inote mo yung reference number. Wag mong bayaran sa gcash or paymaya.
Step 2.2: Payment on Shopee
*Go to Load, Bills & Travel > LOANS > TALA. Claim mo muna yung 20% cashback (400 min spend) then lagay mo na yung reference number, mobile number at amount. Gamitin mo yung voucher sa checkout. Kung may coins ka, click mo yung redeem coins then place order. 320 lng yung mababayaran mong amount dito sa 400 kung may 80 coins ka tapos may makukuha kang 80 coins cashback na magagamit mo sa next checkout.
Step 3: Wait, claim coins then checkout again
*Return the next day then claim mo yung 80 coins sa previous payment mo kay shopee. Check mo yung natirang utang mo kay TALA, kung 760 or above pa yung utang mo, ulitin mo yung step 1 to 3. Kung below 760 na man, ulitin mo step 1 to 2 pero bayaran mo na ng buo.
Note: Need mo magbayad in advance para walang late penalty fee. Kung 2k inutang mo, need mo itong bayaran sa limang payments so need mo itong bayaran 5 days in advance sa due date or earlier.
Calculation for P2000 Payment
Payment 1: 380TALA = 320SPP
Payment 2: 380TALA = 320SPP
Payment 3: 380TALA = 320SPP
Payment 4: 380TALA = 320SPP
Payment 5: 680TALA = 620SPP
ρáíd total: 2200TALA = 1900SPP
Loan amount = 2000
TALA amount = 2200 (2k + 10%)
Actual pymt = 1900 (95% of 2k)
Proven and tested: 2k 1st loan ko, binayaran ko within 2days after ko magloan, 3 shopee accounts gamit ko. Lalaki yung max loan limit mo sa next loan mo.
IUH2AB3 : sa mga gustong magloan kay TALA pagamit na man nitong referral code ko
salamat 

Pwede ka ng magload sa TALA sa halagang P2000 (max for new user) at babayaran mo lang ito sa halagang P1900 (95% of your loan).
Pano magloan?
Madali lang, 1 day approval, matatanggap mo agad yung pera. Idownload lang ang TALA app sa playstore then ifill-up mo lang yung form. Need valid ID.
Pano yung 95% trick?
Requirements:
*Verified ShopeePay account
*80 shopee coins (optional)
Step 1: Loan
*Magloan lang ka lang ng any amount then piliin yung minimum days which is 20 days sa kung gaano katagal mo babayaran para 10% lang yung total interest.
Step 2.1: Patial Payments
*Wag mo munang bayaran ng buo, choose pay other amount, lagay mo 380 sa amount then choose gcash or paymaya sa payment. May P20 fee po kaya magiging 400 yung amount. Inote mo yung reference number. Wag mong bayaran sa gcash or paymaya.
Step 2.2: Payment on Shopee
*Go to Load, Bills & Travel > LOANS > TALA. Claim mo muna yung 20% cashback (400 min spend) then lagay mo na yung reference number, mobile number at amount. Gamitin mo yung voucher sa checkout. Kung may coins ka, click mo yung redeem coins then place order. 320 lng yung mababayaran mong amount dito sa 400 kung may 80 coins ka tapos may makukuha kang 80 coins cashback na magagamit mo sa next checkout.
Step 3: Wait, claim coins then checkout again
*Return the next day then claim mo yung 80 coins sa previous payment mo kay shopee. Check mo yung natirang utang mo kay TALA, kung 760 or above pa yung utang mo, ulitin mo yung step 1 to 3. Kung below 760 na man, ulitin mo step 1 to 2 pero bayaran mo na ng buo.
Note: Need mo magbayad in advance para walang late penalty fee. Kung 2k inutang mo, need mo itong bayaran sa limang payments so need mo itong bayaran 5 days in advance sa due date or earlier.
Calculation for P2000 Payment
Payment 1: 380TALA = 320SPP
Payment 2: 380TALA = 320SPP
Payment 3: 380TALA = 320SPP
Payment 4: 380TALA = 320SPP
Payment 5: 680TALA = 620SPP
ρáíd total: 2200TALA = 1900SPP
Loan amount = 2000
TALA amount = 2200 (2k + 10%)
Actual pymt = 1900 (95% of 2k)
Proven and tested: 2k 1st loan ko, binayaran ko within 2days after ko magloan, 3 shopee accounts gamit ko. Lalaki yung max loan limit mo sa next loan mo.
IUH2AB3 : sa mga gustong magloan kay TALA pagamit na man nitong referral code ko
salamat 



