Recent content by milkliu7

Quick follow-up with a bit more detail on how the debt sheet works: you list each debt's balance, APR and minimum payment, and it ranks them smallest-first automatically (that's the snowball order). The one number to play with is "extra payment" — bump it and every payoff month updates, so you...

Hi everyone, I put together a small Excel template for my own use and decided to list it in case it helps anyone else here. What it does: Monthly budget sheet: income vs expenses (12 categories), budget vs actual with difference and % used calculated automatically Expense log: record spending...